Navigate Credit Requests with Confidence

Independent Credit Expertise for Institutions, Investors, and Borrowers.

Built by career lenders, we deliver underwriting support that strengthens decisions, accelerates approvals, and keeps capital moving with confidence.

Who We Serve

We partner with decision-makers across the capital spectrum—from Fortune 500 balance sheets to mission-driven funds—delivering clarity where credit, strategy, and leadership priorities intersect.

Borrowers & Investors

Stay loan-ready, negotiate from strength, and seize opportunities without delay.

CDFIs & Loan Funds

Scale mission impact while meeting funder scrutiny with institutional standards.

Banks & Credit Unions

Relieve capacity pressure while maintaining discipline and credit rigor.

Family Offices & Private Lenders

Safeguard capital and evaluate complex transactions with independent clarity.

Outcomes You Can Trust

Our role is simple: to strengthen decisions and move capital forward without delay or compromise.

Confidence in High-Stakes Credit Calls

Every analysis is built with the same rigor lenders and committees demand, giving you certainty in the moments that matter most.

Risk Insight Aligned with Stakeholders

We deliver clarity fast—without ever sacrificing discipline—so executives can act decisively even when markets or opportunities move quickly.

Speed Without Shortcuts

We deliver clarity fast—without ever sacrificing discipline—so executives can act decisively even when markets or opportunities move quickly.

A Partner at Your Level

We don’t hand over templates or surface numbers—we operate as peers who understand the pressures of leadership.

Insight. Authority. Impact.

Founder of Underwrite 360™, Advisor to Borrowers, Lenders, and Mission-Driven Institutions

Melissa Shneyder

About melissa

With over 30 years in banking and credit leadership, Melissa founded Underwrite360™ to bridge the gap between borrowers and lenders. Her experience spans branch management, underwriting, and small-business credit strategy.

Experience
  • 30 years in commercial and retail banking
  • Boardroom-trusted voice
  • Proven complex transaction insight
Strategic Edge

Creating clarity and confidence in every credit decision

Chief Credit Officer

Mike Eberle

About mike

Mike brings extensive experience in credit analysis and portfolio management across commercial and real estate lending. His work spans borrower, lender, and committee perspectives, giving him a complete view of the underwriting process.

Experience
  • Credit analysis and portfolio expertise
  • Underwriting insight from all sides
  • Precision, speed, disciplined execution
Strategic Edge

Turning complex credit into clear, actionable lending decisions.

Why Underwrite 360™?

We don’t just understand how credit decisions get made — we’ve been the ones making them.

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EXPERIENCE YOU CAN MEASURE

Discipline you can rely on. Insight you won’t find anywhere else.

Connect With Underwrite360™

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Entity Type

PO Box 164

Mequon, WI 53092