Banks & Credit Unions
Experienced underwriting support when new requests, annual reviews, portfolio work or complex credits compete for the same internal resources.
Banks & Credit UnionsUNDERWRITING SUPPORT.
BUILT BY CAREER LENDERS.
Independent commercial credit analysis and underwriting capacity for the people responsible for the decision.
Underwrite360 supports banks, credit unions, CDFIs, community loan funds, private capital providers and active borrowers with experienced underwriting capacity and independent credit analysis.
When Support Makes a Difference
The Work Does Not Stop When Capacity Gets Tight
New requests still need to be underwritten. Annual reviews still need to get done. Portfolio work does not disappear when deal volume increases.
Sometimes the issue is workload.
Sometimes a complex credit needs another experienced perspective.
Sometimes the people responsible for the decision simply need clearer analysis.
Underwrite360 adds experienced commercial-credit capacity without changing who owns the relationship or makes the decision.
When Underwriting Support Makes a DifferenceWho We Serve
Commercial Credit Support for Different Sides of the Decision
Underwrite360 works with organizations and borrowers that need experienced credit analysis, additional underwriting capacity or another lender-side perspective.
CDFIs & Community Loan Funds
Commercial credit support for mission-driven lenders managing underwriting capacity, portfolio responsibilities, committee preparation and independent review.
CDFIs & Community Loan FundsFamily Offices & Private Capital Lenders
Independent commercial credit analysis for private-capital teams evaluating complex or nontraditional transactions, assumptions and investment decisions.
Family Offices & Private Capital LendersBorrowers & Investors
A lender-side underwriting perspective before a financing request reaches the people responsible for making the credit decision.
Borrowers & InvestorsHow Underwrite360 Fits
Outside Support Should Still Feel Like Your Credit Process
Underwrite360 works within the client’s existing policies, standards and decision process.
Additional Underwriting Capacity
New-money requests, annual reviews and portfolio work when internal resources are stretched.
Independent Credit Analysis
Another experienced view when a credit deserves deeper review or a clearer assessment of risk, structure and repayment.
Committee & Decision Support
Analysis organized so the people responsible for the credit decision can understand what supports the request, what creates risk and what still needs explanation.
Temporary or Ongoing Support
A defined project, a period of heavier workload or an ongoing underwriting resource.
Your policies stay yours.
Your credit standards stay yours.
Your relationships stay yours.
Your final decisions stay yours.
Underwrite360 provides the analysis and perspective. The client retains the decision.
Commercial Underwriting Capacity SupportWhy Underwrite360
The Experience Comes From Inside Credit
Underwrite360 is built by people who have worked inside commercial lending, underwriting, portfolio management, loan review and risk.
That experience matters because good underwriting is more than collecting information or completing a checklist.
The analysis has to help someone understand what supports the request, how repayment is expected to occur, where risk exists, which assumptions matter and what still needs to be explained.
- Commercial credit underwriting
- Financial statement analysis
- Cash flow analysis
- New-money requests
- Annual reviews
- Portfolio management
- Loan review
- Collateral analysis
- Covenant analysis
- Credit policy
- CDFI and community lending
- Risk and compliance
- Committee preparation
The people reviewing the analysis should be able to use it. That is the standard behind the work.
About Underwrite360The People Behind Underwrite360
Experienced Credit People Behind the Analysis
Our team brings experience across banking, underwriting, portfolio management, loan review, commercial real estate, SBA credit, community lending and risk.
The full Team page shows the experience each person brings to the work.
Melissa Shneyder
Founder
Rickey Shneyder
Partner
Mike Eberle
Chief Credit Officer
Brittany Valenty
Senior Underwriter
Brian Harlo
Credit & Capital Lead
Mario Vazquez
Senior Underwriter
Andrew Millis
Senior Underwriter
Start Here
Tell Us What You’re Working Through
Maybe your team needs more underwriting capacity.
Maybe a complex credit needs another experienced perspective.
Maybe annual reviews or portfolio work are competing with new requests.
Maybe you want a lender-side view before approaching financing.
Tell us what is in front of you. We can start there.
- Phone
- 262-358-1037
- Office
- PO Box 164, Mequon, WI 53092