The People Behind the Work

Rickey brings more than two decades of lender-side experience to Underwrite360.

His banking career included business development roles at two national banks and work across medical practices, industrial properties, multifamily transactions, syndications and other commercial financing needs.

That background gives Rickey a practical understanding of how lenders evaluate opportunities, where credit questions are likely to emerge and how financing structure affects the larger transaction.

Andrew's experience spans community banks, credit unions and non-bank lending platforms.

He has worked across commercial credit analysis and underwriting, with particular experience in commercial real estate, senior living, multifamily and hospitality.

Andrew also brings the perspective of a real estate owner and operator, allowing him to examine a transaction from both the lender's risk perspective and the operating side of the investment.

Brittany brings lender-side judgment developed through years of SBA and commercial lending work.

Her experience includes evaluating eligibility, repayment ability, collateral, structure and the complete credit story behind a financing request.

She understands that SBA underwriting is not simply about knowing the program rules. Experience matters when interpreting those requirements, identifying the questions a lender is likely to ask and determining what the transaction needs in order to be evaluated clearly.