Built by career lenders, we deliver underwriting support that strengthens decisions, accelerates approvals, and keeps capital moving with confidence.
What Banks & Credit Unions Gain
We help your team manage volume with confidence, consistency, and credit rigor.
Seamless Overflow Coverage
Underwriting support that mirrors your policies and culture.
Stronger Committee Preparation
Credit memos that are consistent, complete, and actionable.
An Independent Perspective
Objective second eyes on complex or borderline credits.
Institutional Credit Culture Preserved
Capacity relief without weakening the discipline your institution demands.
How We Strengthen Your Team
We operate as a seamless extension of your credit staff, bringing discipline, bandwidth, and objectivity exactly where you need it.
Every analysis is designed to withstand board and regulator scrutiny.
The result: consistent underwriting, faster committee prep, and relief without adding permanent overhead.
Portfolio Reviews & Debt Repositioning
Keep your books balanced and committee-ready.
Pre-Loan Committee Analysis
We deliver clarity fast—without ever sacrificing discipline—so executives can act decisively even when markets or opportunities move quickly.
Analyst Training & Support
Develop junior staff with institutional best practices.
Independent Perspectives for Boards & Management
Objective insight that strengthens governance and decision-making.
Insight. Authority. Impact.
We've handled over $250 billion in commercial lending and credit analysis. That means we've seen most scenarios—and know what works.
Founder & CEO
Chief Credit Officer
Why Underwrite 360?
We don’t just understand how credit decisions get made — we’ve been the ones making them.
EXPERIENCE YOU CAN MEASURE
Discipline you can rely on. Insight you won’t find anywhere else.